PDLP Chapter 406 Why is it that people shouldn’t be too impatient?
Chapter 406 Why is it that people shouldn’t be too impatient?
The Fourth Prince never fights a battle without preparation.
After guessing Kangxi's intention, he focused all his attention on studying inflation.
I checked the relevant historical materials again and again.
Now that I think about it, that is quite insightful. As for how to deal with it?
He bowed his hands in shame and said: "I am not talented, I only have a few humble opinions, I think they can be used as a starting point. First of all, since a large amount of gold and silver has poured in, causing silver to become cheap and goods to become expensive, the court must make adjustments in this regard."
“Secondly, increase the supply of goods.”
"Another thing is to prevent people from hoarding goods or taking advantage of the opportunity to buy up large amounts of land."
Kangxi nodded, this is very important.
very important.
He and the prince had already reached a consensus and made corresponding arrangements in this regard.
"And..." The Fourth Prince frowned slightly, seeming a little hesitant.
Kangxi immediately spoke up: "Since we are discussing with each other, we can speak freely. If you have any ideas, please speak up."
"My son obeys your order."
The Fourth Prince bowed and then proposed increasing the salaries of officials and raising the remuneration of those with fixed incomes.
At the same time, taxes must be increased.
Immediately, Kangxi frowned: "You should know that in the autumn of the 47th year, the court had already made substantial adjustments to the salaries of officials. And the tax increase..."
"These two words are of great importance and must be handled with extreme caution. If there is any misstep, it will cause an uproar among the people."
Fourth Prince: ...
Otherwise, why do you think your son was hesitating just now?
He sighed, "My son also knows that this matter is of great importance, but if we continue to maintain the original tax amount, the court's income may seem unaffected, but in fact it is decreasing."
Kangxi nodded, indicating that he would seriously consider it, and then looked at the Thirteenth Prince with an inquiring look.
As a result, the other party asked him back: "My son's idea is similar to that of my fourth brother. It is mainly about the court intervening in the circulation of gold and silver in the market. It increases the income of the people and prevents the land annexation that may follow."
"Besides this, we should actively utilize maritime trade to increase income and also increase the import of large quantities of food and other goods to ensure an abundant supply in the market."
After a brief narration, the Thirteenth Prince asked him if he still remembered the bank that Yinzhen mentioned?
A bank that has the right to mint coins, can take deposits, lend money, and issue government bonds?
Well.
I don’t have much impression of banks, but what about insurance?
My eighteenth brother also mentioned it briefly!
Being questioned repeatedly like this, Kangxi was not annoyed but smiled with satisfaction: "Not bad, not bad, it is true that one person's plan is short, but two people's plan is long. More people means more strength. Now that you two brothers are back, you have many more good ideas."
"Thirteen, sort these out carefully and write a memorial later."
"Let's wait and see what happens when Xiao Shiba goes to court."
Thirteenth Prince: ...
Do you want to shock your brother with the good ideas you got from eavesdropping on his thoughts?
To be honest, he really didn't want to be in this position.
And tried to nominate the prince, wanting him to be the scumbag.
As a result, the prince smiled generously and said, "If I can help the Qing Dynasty, I don't mind being a knight on the beam. But..."
"Stereotypes kill people!"
"If I had told him, Little Eighteen would have been full of suspicion, wondering if I had been possessed by evil spirits. But if you had told Ninth Brother, he would not have the slightest suspicion, but would have praised me profusely."
Then, the crown prince of a country saluted him.
Ask him to make some sacrifices to help the Qing Dynasty cope with this crisis.
Kangxi also looked at him expectantly.
What else can Thirteen do?
I could only express on the spot that I was willing to devote my life to the Qing Dynasty until my death!
So he worked hard at his desk, preparing to shock his eighteenth brother at the next morning court session. He didn't ask him to reveal more, but just to test it out and let them know that this idea was correct.
then……
In the court, a familiar topic was brought up again.
Yinxuan listened carefully word by word at the beginning, not daring to miss a single punctuation mark, and now he supports his chin with his hands and smuggles silently.
It was not until the Fourth Prince proposed raising taxes that the Thirteenth Prince brought up banks.
He instantly perked up: [Hahahaha, I told you, it has to be a strong combination of the hard-working emperor and the high-rolling king.]
[The fourth brother dares to do it, and the thirteenth brother dares to think about it. The two brothers agreed that as long as it is feasible, they will do it, no matter what. Confiscate the property, return the fire consumption to the public, distribute the land tax according to the acreage, and change the land ownership to the people...]
The familiar mode of praising and eulogizing begins again.
This time, neither Kangxi, the Crown Prince, nor the other princes felt bored.
Instead, he lowered his eyes slightly, with a strange light flashing in his eyes: The little guy is so excited, it seems that these are all feasible solutions!
Well.
In fact, Yinxuan’s knowledge of finance is like a toad jumping into a well, he doesn’t understand anything.
But no matter how much you don’t understand, you know that state-owned banks are better than private banks!
That's the core of the financial system.
If banks operate well, they will replace personal money houses and bill exchange offices.
It will be of great help in stabilizing the national economy.
[Also, although I don’t know much, I also know that the court must control the right to mint coins, otherwise there will be a big mess. Emperor Wen of the Han Dynasty did this before. He felt good for a while when he gave up the right to mint coins, but it was a disaster. The Seven Kingdoms Rebellion almost brought about the fall of the Western Han Dynasty…]
I listened attentively for a long time and made sure that my Eighteenth Brother had nothing more to say.
The Thirteenth Prince then continued to explain the necessity of the existence of the Bank of Qing according to his understanding.
As soon as he finished speaking, he was opposed by his ministers.
reason?
Once the Bank of Qing came into being, how many private silver shops and banknote exchanges would lose their basis for survival?
Today, both the national treasury and private treasury are full.
Your Majesty loves the people like his own children, how can he compete with them for profit?
In response, the Thirteenth Prince only chuckled: "My Lords, you are wrong. How can this be considered competing with the people for profit? It is clearly giving the people a bargain!"
"In the past, people who deposited money in private banks not only received no interest, but also had to pay a certain amount of storage fees. Moreover, private banks often went bankrupt due to poor management or the ill intentions of the owners, leaving the depositors with nothing."
"This kind of thing doesn't happen in our Bank of Qing. We don't charge custody fees and even give out some interest. As long as the Qing dynasty doesn't fall, the Bank of Qing won't fall either, eliminating all worries for depositors..."
As the policies that benefited the people were announced one after another, civil and military officials dared not say that the emperor was unkind or that he was competing with the people for profit.
Because according to Thirteenth Prince's thinking, there is no benefit at all in opening a bank.
It is simply the court giving subsidies to people who save money.
Thirteenth Prince: ...
Otherwise, why do they say that one should not be too impatient?
It would be a pity to only hear that depositing money earns interest without knowing that borrowing money also earns interest.
It was so outrageous that Shisan was still lamenting to his brothers after the morning.
Whoops!
Yin Xuan spread his hands and said, "They don't plan to deposit the money, so why should they listen so carefully? Anyway, they would rather pay other silver houses for safekeeping than put their property in the imperial bank for the meager interest."
"Otherwise, if the Khan suddenly gets the urge to look at the accounts one day, wouldn't all their hard work be in vain?"