Chapter 240 This is not in compliance with regulations
Chapter 240 This is not in compliance with regulations
"Can you give me more?" Lan looked at Manager Huang anxiously. It was only 50,000 yuan, which was far from enough.
Manager Huang looked embarrassed, as if he wanted to say something but hesitated.
Fifty thousand yuan is not enough. You have to know that with the current salary of fifty yuan for workers in the city, it would take eighty years of work without eating or drinking to earn fifty thousand yuan. Lan Xin borrowed so much money at one time, and it still was not enough.
The bank is afraid that Lan Xin can’t pay it back and the money can’t be recovered.
Manager Huang looked at Lan Xin suspiciously, feeling uneasy: "Comrade Lan Xin, are you doing the right thing?"
Lan Xin, who was wronged by Manager Huang, was so upset that she wanted to cry. She took out the architectural drawings of the hotel from her bag. Most of the drawings were given to the construction company after signing the contract, but Lan Xin still had one or two drawings as a backup. She showed these drawings to Manager Huang.
"Look, this is my job, isn't it? I've hired someone to draw the design, and it's going to be a four-story building. It takes care of all the details, inside and out. How can I afford it with my money?"
Manager Huang did not pretend not to look. He lowered his head and read it carefully, nodding secretly in his heart. The blueprint was quite realistic and it looked like the hotel was going to be quite large. However, it would not be able to operate without hundreds of thousands of dollars.
From his perspective, this hotel is really beautifully built and he is willing to stay there. It seems that he is not afraid that the hotel will not be able to recover the money and repay the debt.
But still the same sentence.
Manager Huang shook his head: "This is not in compliance with regulations."
Fifty thousand yuan is his bottom line.
Lan Xin was unwilling to give up and tried hard to get it back. "I can use my house or land as collateral to increase the loan amount."
"This..." Manager Huang looked embarrassed.
“I can also make early repayments in installments, instead of waiting until five years later.”
"This..." Manager Huang shook his head in embarrassment.
Lan Xin continued to lower her head and bite her lip in thought. Finally, her eyes lit up. She didn't know what she thought of. She slammed the table and asked Manager Huang while staring at him.
"Do you have a treasury bond project in your bank that no one is interested in?"
Manager Huang stood up suddenly and stared at Lan Xin with a dazed look.
She, she knew about treasury bonds, this business was even more difficult to complete than interest-free loans.
After all, you have to spend money to buy treasury bonds, while interest-free loans are just borrowing money for free.
When they heard that they had to spend money to buy this paper, not only their relatives, but even the dog shook its head.
After all, if you throw money into a river, at least you can hear a sound. But with this treasury bond, you don’t know what it will be used for, and it will take several years to redeem it. Who knows if it can still be redeemed after so many years.
The people in their bank are really going crazy because of this treasury bond task. The higher-ups have assigned quotas to each bank, but no one is buying, so the employees of their bank have to buy it themselves. They have to pay for it themselves, because apart from the people in their bank, even their relatives turned around and ran away when they heard about it.
"What you mean is..." Manager Huang looked at Lan Xin with shining eyes, wondering what Lan Xin meant. In order to borrow more money and increase the credit limit, did she want to buy treasury bonds?
It's not like this rule can't be relaxed...
Lan Xin was also forced into this situation. During a brainstorming session, she remembered that there were still treasury bonds that could be traded. However, it was only 83, and it was too early to buy treasury bonds. She had to keep them for at least another four or five years until 88, when the country opened up treasury bond trading.
If she had the money to buy treasury bonds and save them, she might as well use the money to do other things. In four or five years, she doesn't know how many times it will increase. At least she will make much more than waiting for the treasury bonds to appreciate.
But there is no other way now. In order to get a larger loan amount, Lan Xin could only make a promise to Manager Huang.
"If you can help me get a little more loan quota, I can buy treasury bonds and help you meet the bank's targets."
After hearing this, Manager Huang felt as if he had heard heavenly music and his whole body was floating in the air. The word "not in compliance with regulations" was muffled in his mouth and he couldn't utter it.
After all, rules are dead and people are alive, but people can also be driven to death by this or that indicator.
Lan Xin, this is really hard to refuse.
Manager Huang could only mumble: "This, this, give me some time."
Hearing that Manager Huang did not directly refuse this time, Lan Xin immediately breathed a sigh of relief. This was great, she finally found the point of relaxation.
"My minimum purchase price is one thousand yuan," Lan Xin said firmly.
Manager Huang's eyes changed, and he said in a serious tone, "Please wait a moment, I'll be back soon."
After saying that, Manager Huang hurriedly ran towards the phone. After thinking for a moment, he turned around and ran out of the office door. Looking at his steps, he seemed to be sleepwalking.
Doesn't this seem like a dream?
Manager Huang shouted all the way, ignoring the gazes of people outside, rushed through the heavy doors, entered the bank counter, and finally dialed the internal phone.
Lan Xin looked at the empty office, she breathed a sigh of relief and collapsed on the sofa.
Although she really didn't want to spend the thousands of dollars saved four or five years in advance, in order to have more funds on hand, she had to spend money to buy insurance. Lan Xin kept comforting herself in her heart, thinking that it was supporting national construction and buying insurance for the future in advance.
After a long while, the steaming tea in front of him turned cold, and Manager Huang walked into the office in high spirits. Seeing him like this, Lan Xin felt a lot more at ease.
Manager Huang immediately asked excitedly, "Comrade Lan Xin, how much money do you plan to borrow and how many treasury bonds do you plan to buy?"
Lan Xin didn't expect that Manager Huang would go out and leave this burden to her, but hearing his relaxed tone, Lan Xin felt relieved. She squinted at Manager Huang and said tentatively: "I will borrow another 50,000 yuan, that is, a total of 100,000 yuan, and then buy..."
Lan Xin gave up the idea of borrowing 200,000 yuan and cut it in half to 50,000 yuan. Seeing Manager Huang's gradually frowning brows, she hurriedly said.
"And then buy two thousand dollars of treasury bonds..."
Manager Huang was still frowning, so Lan Xin could only frown and add more.
"Three thousand?"
Manager Huang's brows relaxed a little, but Lan Xin frowned again, feeling distressed.
"four thousand??"
Manager Huang hesitated to speak.
"Five thousand!" Lan Xin gritted her teeth and said, "I can only buy five thousand treasury bonds at most."
Five thousand yuan is not a small amount of money. There are many things other families can do with this five thousand yuan.
Even Lan Xin had only spent a few hundred yuan to start her hair band business. When she thought that these five thousand yuan would be put into the cold palace and could only be restarted after five years, Lan Xin was heartbroken.
Compared to Lan Xin's heartbroken look, Manager Huang was smiling happily and shouted immediately.
"Five thousand is five thousand! It's settled!"
Looking at Manager Huang's expression, Lan Xin felt like she had been cheated.
It should have cost less than 5,000 yuan, what a loss!
PDLP